About NCRC

The National Community Reinvestment Coalition is a network of organizations and individuals dedicated to creating a nation that not only promises but delivers opportunities for all Americans to build wealth and live well. We work with community leaders, policymakers and institutions to advance solutions and build the will to solve America’s persistent racial and socio-economic wealth, income and opportunity divides, and to make a Just Economy a national priority and a local reality. This vision is the foundation of the Just Economy Pledge. 

NCRC’s unique mix of research, investigations, investments, media, grant-making, training, advocacy, litigation, lending, convening and facilitation strengthens communities of historic disinvestment, expands economic mobility, holds public and private institutions accountable for their impacts, and informs local and national leaders, policymakers and the private sector. 

Who we are

NCRC was formed in 1990 by national, regional and local organizations to increase the flow of private capital into traditionally underserved communities. Today our members include more than 700 nonprofit community development and finance organizations; community organizing and civil rights groups; minority and women-owned business associations; national, state and local housing, economic development, education, media, arts, healthcare and investment organizations; state and local government agencies; faith-based institutions; and committed, hopeful individuals from across the nation.

What we do

Wealth isn’t distributed evenly. But the opportunity to earn and accumulate it should be. We push back against centuries of inequality. We push forward toward a world of inclusive, livable and sustainable communities grounded in practices, policies and standards that advance opportunities for everyone. We produce agenda-setting research, media and events; advocate on behalf of members; renovate and build affordable homes for low- and moderate-income families; provide grants, loans, technical support and training to entrepreneurs, community development and community finance organizations and professionals; investigate and litigate to root out discrimination in financial services and housing; and we inform, organize and facilitate dialog between local anchor institutions and community members to increase lending, investments, philanthropy, health, information and other services and wealth building opportunities in neighborhoods that need it. We testify before Congress and meet with the leadership of regulatory agencies and financial services corporations. Our analysis, tools and experts are routinely cited by journalists, economists, policy makers and scholars focused on consumer finance, fair lending, fair housing, urban renewal, rural development, social determinants of health, the legacy of historic redlining, the racial wealth divide, socio-economic inequity, consumer protection and civil and human rights.

Social Impact Ventures and Funds

NCRC invests and manages a network of affiliated social enterprises and investment funds to expand access to affordable home ownership, living wage jobs and careers and capital for small businesses. The NCRC Community Development Fund is a US Department of Treasury-certified Community Development Financial Institution that makes loans to support economic mobility, bridge the nation’s racial wealth gap, expand access to affordable homeownership and provide loan capital that helps Black-, Brown-, and woman-owned businesses thrive. The NCRC Housing Rehab Fund, known as GROWTH by NCRC, renovates and builds affordable homes in cities across the nation.

Learn more about our vision and values.

Our Impact Last Year

NCRC Members

0
  • 167 New Members
  • Members in 41 states, DC, and Puerto Rico

Grants:

$ 0 M

in grants going towards underserved communities

Loans:

$ 0 M

through CDF for Small Businesses

Training:

Participants
0
  • 111 Webinars & Trainings
  • 4 in person events
  • Over 1,500 in classroom hours,
  • NTA serves 43% of ALL US housing counselors

Campaigns

KeyBank Agreement:

$ 0 M
  • $17million loan fund to support AA homeownership
  • $8.5 deployed KeyBank and $8.5 NCRC’s deployment

HSBC Agreement:

$ 0 M
  • $10 million in loan subsidy support for homebuyers in underserved areas
  • $8 million in separately-administered grant funds for CDFIs and other mission-critical NGOs

Capital One Campaign:

News stories featuring NCRC’s critiques of the merger
0
  • 30+ NCRC members recruited to testify against the merger
  • 130 NCRC members signed comment letter opposing merger

In comparison to 2021

Membership

Increase
0 %
  • from 625 members to 736

Grants

Increase
0 %
  • from $2.8M to $6M distributed to Organizations

Loans

Increase
0 %
  • from $4.64M in small business loans to $5.7M
  • from 12k to 14k families served, an increase by 17%

Network Map

739 Total Members

Up to 9

10-19

20-39

40-70

Housing Counseling Network

  • 26 Member organizations in 18 states and the District of Columbia. 
  • 14,279 Households Served

Fellows

  • 29 Fellows, 11 States and DC 

Community Development Fund

  • 391 CDFI Supported Businesses  from 31 states received 1180+ hours of training
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